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Say “Yes” To Engagement Ring Insurance

Protect your valuable and meaningful ring with adequate insurance.

During the festivities of the holiday season, many couples get engaged and celebrate their life-long commitment to each other! It’s known that engagement ring sales hike up during the most wonderful time of the year. Whether you said ‘yes’ over Christmas, at beach during the summer, or two years ago, you’ll want to ensure that the rock on your finger is protected!

When purchasing the ring and budgeting for the big day, many brides and grooms-to-be overlook wedding and engagement ring insurance. This can be a costly mistake to make! For most young couples, wedding and engagement rings are among the most valuable items they own. Insurance can protect you from facing huge expenses (and an awkward conversation with your fiancé!) should your ring get damaged or lost.

Determine Value

If you’ve recently spent an arm and a leg on a ring for your loved one for Christmas day, you should have the receipt still in hand or buried somewhere in a drawer! This receipt enables you and your insurer to note the value of your precious piece which, in turn, allows for sufficient coverage to be applied.

If you’ve had your engagement or wedding ring for a while now, get it appraised! Don’t go on what you or your fiancé purchased it for as precious metals and precious stones increase in worth over time.

Insurance Left at the Altar

Your homeowners policy may not cover jewelry replacement if it’s lost or stolen when away from home. It also may not cover small damages such as a stone coming lose from the setting. For an extra couple of bucks a month, increasing your personal items coverage is worth its weight in gold! You may be able to insure high-value items individually, as part of your homeowners’ insurance.

Are you ready to say ‘yes’ to engagement ring insurance? Contact Global Financial & Insurance Services to get your precious ring protected! Whether you’re located in Irving or the surrounding areas of Texas, our dedicated insurance agents are here to find the best policy for you!