What Coverage Means for New Motorcycle Owners

Motorcycle Insurance Irving TXYou finally purchased the motorcycle of your dreams, now it’s time to insure it!

Before you set off cruising the open road, you need to make sure that you have the right motorcycle insurance policy. It’s always a good idea to know the basics of coverage so that you know exactly what you are looking for in a policy, and what you get for the coverage.

Here’s a breakdown of the type of coverage which you can typically choose:

  • Bodily injury liability
    If you cause an accident in which someone in another vehicle or a pedestrian is hurt, this coverage can aid the medical expenses that would arise from the accident.
  • Property damage liability
    If you cause an accident that damages a person’s property, such as a vehicle or building, this can help pay for repairs or replacements.
  • Medical payments
    If you or your passenger are injured in an accident and need medical attention, you can expect the policy to pay for part or all of the medical costs.
  • Personal injury protection
    Regardless of fault, this coverage can aid the costs resulting from an accident. This can include lost income, medical bills, funeral costs, and child care expenses.
  • Collision
    If your beloved bike is damaged due to a collision with another bike, car, or structure, collision coverage can help pay for repairs to get your bike back on the road again.
  • Comprehensive
    This covers damages and loss from theft, vandalism, hail and more!
  • Uninsured or underinsured motorist bodily injury
    Not every driver on the road is adequately insured, or insured at all. If you or your passenger were to be injured in an accident by this driver, this coverage can help pay for the damages and injuries.

Now that you know the basics of motorcycle insurance, be sure to talk to one of our skilled agents at Global Financial & Insurance Services in Irving, Texas. We can provide the correct coverage for you and your motorcycle so that you drive the open roads worry free! Contact us to get started!