Motorcycle Insurance Irving TXYou finally purchased the motorcycle of your dreams, now it’s time to insure it!

Before you set off cruising the open road, you need to make sure that you have the right motorcycle insurance policy. It’s always a good idea to know the basics of coverage so that you know exactly what you are looking for in a policy, and what you get for the coverage.

Here’s a breakdown of the type of coverage which you can typically choose:

  • Bodily injury liability
    If you cause an accident in which someone in another vehicle or a pedestrian is hurt, this coverage can aid the medical expenses that would arise from the accident.
  • Property damage liability
    If you cause an accident that damages a person’s property, such as a vehicle or building, this can help pay for repairs or replacements.
  • Medical payments
    If you or your passenger are injured in an accident and need medical attention, you can expect the policy to pay for part or all of the medical costs.
  • Personal injury protection
    Regardless of fault, this coverage can aid the costs resulting from an accident. This can include lost income, medical bills, funeral costs, and child care expenses.
  • Collision
    If your beloved bike is damaged due to a collision with another bike, car, or structure, collision coverage can help pay for repairs to get your bike back on the road again.
  • Comprehensive
    This covers damages and loss from theft, vandalism, hail and more!
  • Uninsured or underinsured motorist bodily injury
    Not every driver on the road is adequately insured, or insured at all. If you or your passenger were to be injured in an accident by this driver, this coverage can help pay for the damages and injuries.

Now that you know the basics of motorcycle insurance, be sure to talk to one of our skilled agents at Global Financial & Insurance Services in Irving, Texas. We can provide the correct coverage for you and your motorcycle so that you drive the open roads worry free! Contact us to get started!

Motorcycle Insurance Irving TX

What Coverage Means for New Motorcycle Owners

Auto Insurance Irving TXAuto Insurance Coverage Options Explained

While you may hold auto insurance, do you understand your coverage and when it comes into play? Failure to understand your auto insurance coverage can leave you confused and without coverage when you need it most. We hope you are never involved in accident, but knowing which coverage options kick in at what point of an accident can provide you with peace of mind should the unforeseen occur. Allow the below car accident scenario to provide you with vital information:

  • Bodily Injury Liability Coverage – If you were determined to be at fault for an auto collision, your bodily injury liability coverage would kick in to provide other involved cars and individuals with coverage for medical related expenses.
  • Medical Payments Coverage – If you were injured after an accident you caused, your medical payments coverage would provide you with coverage for your post-accident medical care.
  • Property Damage Liability Coverage – The lamppost that you damaged in the process of colliding with another vehicle will be covered under your property damage liability coverage.
  • Collision Coverage – Since you are responsible for repairing your own car after you cause an accident, collision coverage is essential. This coverage necessity kicks in to cover the costs of repairing your car, minus your deductible.
  • Rental Car Coverage – If car damages require that your ride remain in the shop for an extended period of time as it is restored, you will be glad you opted for rental car coverage. This extra coverage option will provide you with a ride while yours are in the shop.

Contact Global Financial & Insurance Services in Irving for all of your Texas auto insurance needs. Please do not hesitate to give us a call if you do not fully understand your auto insurance policy. We will provide you with all the necessary information and knowledge to be confident in your protection.

Auto Insurance Irving TX

Understanding Your Auto Insurance Policy