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Jewelry Insurance Carrollton, TXAre Your Precious Gems & Metals Protected?

When you think about your valuables, your jewelry probably comes to mind immediately. In these tiny belongings, immense sentimental and financial value is stored. Consequently, you have probably given some level of thought to what would happen if they were damaged or stolen.

That might have left you wondering if your homeowners insurance coverage can protect your jewelry in the same way it does your other belongings. The answer is yes and no. While your home insurance policy does extend some coverage to your jewelry, it likely has limits on just how much. That means that if you have valuable jewelry, you will need separate or extended coverage to protect it.

Fortunately, you can work with your insurance agent to schedule your individual items of jewelry into your existing homeowners insurance policy. Scheduling items is generally very inexpensive (think $1 or less per every $100 of coverage) and will extend more than just your policy limits. When you schedule an item into your policy, you generally protect it against loss as well as theft. That means that by specifically covering your individual items of jewelry, you protect against not just theft or damages to your home, but also against your own moment of carelessness. We all make mistakes; why not safeguard against them?

Are you leaving your precious jewelry exposed? To get the right protection for your precious gems and metals, contact Global Financial & Insurance Services. We can tailor an insurance product for you that allows you to insure your jewelry with no deductible. Just imagine the peace of mind that comes with knowing you could replace your wedding ring without an out-of-pocket expense! To learn more about how we can help you rest easy in Irving, across Texas, and beyond, call us today.

Jewelry Insurance Carrollton, TX

Investigating Insurance For Your Jewelry

Boat Insurance Irving TXIs Your Boat Properly Protected?

Since your boat is a part of your personal property, you may assume that it is protected by your homeowners insurance. Unfortunately, that is a common misconception that could leave you sunk financially. Generally, homeowners insurance and auto insurance policies do not cover your liability, possibility of theft, or physical damage.

How, then, do you stay safe out on the water, at the dock, and in tow? To best protect your boat, insurance agencies have created a product specifically for it- boat insurance. Boat insurance is important to carry as a boat owner because it protects you in three definite areas.

  • At Your House: While there is a chance your homeowners insurance will cover your boat while at your home, your boat insurance will offer protection for the other assets on your boat, including your anchor, navigation system, and life jackets.
  • On The Trailer: Although your auto insurance policy may cover the trailer on which you tow your boat, it is important that you talk with your insurance agent to discern if your boat will be covered while it is en route to the water.
  • On The Water: Are you and your passengers protected while out on the open water? So you can have the peace of mind you need to relax on the water, boat insurance can step in. This type of coverage ensures that any physical damage and liability will not become an expense you have to cover.

Fortunately, getting the boat insurance you need to rest easy no matter how the waves (both literal and figurative) buffet is simple. To get the best coverage for your boat, contact Global Financial & Insurance Services. Our team of experts is here to meet all of your Carrollton, Irving, and Stafford coverage needs. For all of your Texas boat insurance questions, call us today!

Boat Insurance Irving TX

Anchoring Your Boat With Insurance Coverage