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Protect your valuable and meaningful ring with adequate insurance.

During the festivities of the holiday season, many couples get engaged and celebrate their life-long commitment to each other! It’s known that engagement ring sales hike up during the most wonderful time of the year. Whether you said ‘yes’ over Christmas, at beach during the summer, or two years ago, you’ll want to ensure that the rock on your finger is protected!

When purchasing the ring and budgeting for the big day, many brides and grooms-to-be overlook wedding and engagement ring insurance. This can be a costly mistake to make! For most young couples, wedding and engagement rings are among the most valuable items they own. Insurance can protect you from facing huge expenses (and an awkward conversation with your fiancé!) should your ring get damaged or lost.

Determine Value

If you’ve recently spent an arm and a leg on a ring for your loved one for Christmas day, you should have the receipt still in hand or buried somewhere in a drawer! This receipt enables you and your insurer to note the value of your precious piece which, in turn, allows for sufficient coverage to be applied.

If you’ve had your engagement or wedding ring for a while now, get it appraised! Don’t go on what you or your fiancé purchased it for as precious metals and precious stones increase in worth over time.

Insurance Left at the Altar

Your homeowners policy may not cover jewelry replacement if it’s lost or stolen when away from home. It also may not cover small damages such as a stone coming lose from the setting. For an extra couple of bucks a month, increasing your personal items coverage is worth its weight in gold! You may be able to insure high-value items individually, as part of your homeowners’ insurance.

Are you ready to say ‘yes’ to engagement ring insurance? Contact Global Financial & Insurance Services to get your precious ring protected! Whether you’re located in Irving or the surrounding areas of Texas, our dedicated insurance agents are here to find the best policy for you!

Engagement Insurance Irving TX

Say “Yes” To Engagement Ring Insurance

Home Insurance Irving TXReasons You Might Need Homeowners Insurance

If you are in the process of shopping around for home insurance, you are probably asking lots of questions. How much is my stuff worth? Do I need any additional coverage? How, exactly, does it protect me?

If you are like many people, you have secretly asked another question: do I really need it? To help you answer that, here are a few reasons you might actually want home insurance.

  • You Lender Makes You Get It. Well, this reason might not have so much to do with want as need, but it is a great reason to get coverage. In many cases, your lender will not finance your home unless you protect their investment with home insurance.
  • You Have Invested A Lot. Have you ever made a purchase bigger than your home? You can protect all of the equity you have wrapped up in your home with home insurance, ensuring that all of the money you are investing in your home is never swept away.
  • You Have Stuff. On top of the structure itself, there is probably a lot of value collected in all of the belongings you store in it. The great news is your home insurance offers coverage for the stuff you keep in your home (up to your policy limits).
  • You Like Sleep. Stop tossing and turning at night and get peace of mind with home insurance. This policy will help you rest easy knowing that no matter what life brings your home’s way, you will not face a financial difficulty.

Clearly, there are some cases in which home insurance is very important. That is why you should not go to just any insurer to get your coverage. To work with a knowledgeable team who is truly committed to protecting you, contact Global Financial & Insurance Services in Irving, Texas. We are here to craft the perfect home insurance policy for your needs.

 

Home Insurance Irving TX

Does Home Insurance Really Matter?