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Got A Speeding Ticket? Here’s What To Do

Here’s what you should do after you get a speeding ticket.

While you might pride yourself on your safe driving, we’ve all had those days where we’re running late, feeling frazzled, and put the pedal to the metal (or maybe just pressed it a little harder) to get to our destination on time. Unfortunately, those are all too often the days when a police officer is waiting on your street.

If you do find yourself facing a speeding ticket, you have these three options of what to do:

Pay up.

By paying the ticket’s associated fine, you admit guilt in the incident. As a result, you can expect to see points added to your Motor Vehicle Report. When it comes time to renew your auto insurance, your insurer will see them too. They could charge you higher premiums, though you might be forgiven if it’s a first time offense.

Hit the books.

Traffic school may not be the most fun thing you’ll ever do, but it can help you erase your ticket altogether if you have a generally good driving record. In some states, traffic school will allow you to both remove the ticket from your record and the points from your license.

Defend yourself.

Traffic court will cost you. It generally requires that you get time off work and pay for legal counsel. However, if you know that you can prove your innocence, you could clear your record without having to sit through traffic school or pay a fine.

If you do get a traffic ticket, having auto insurance with incident forgiveness can help you keep your rates low. To learn more about how you can work this kind of grace into your Texas policy to protect yourself and your wallet, contact Global Financial & Insurance Services in Irving today!