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Global Financial & Insurance Services Blog

View the latest blog posts from Global Financial & Insurance Services.

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Tuesday, March 17, 2020

What Insurance Does a Hotel Need?

Hotels are unique businesses and thus face unique risks. Thankfully, there are many insurance policies that can be tailored to cover these risks.  Dealing with employees, guests and guest information poses a lot of liability risk. There are three main liability coverages that hotels may need:  READ MORE >>

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Wednesday, February 26, 2020

What Will Home Insurers See As High Risk?

Home insurance providers generally play their cards close to the vest when it comes to the exact formulas that they use to determine risk. Every insurer uses a different formula, so there's no way to write a complete and accurate list of what constitutes high-risk in the insurance world. READ MORE >>

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Thursday, January 30, 2020

What Is Residual Homeowners Insurance?

Residual home insurance is not something many people hear of when it comes to buying a policy. Generally, home insurance policies are standard and rather easy to get if you own a home. Some property owners may struggle to obtain insurance, though. Let’s say you decide to buy a home. READ MORE >>

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Friday, December 13, 2019

The 5 Best Ways to Save on Auto Insurance

Paying for insurance that you don’t use often can be irritating, but it’s very important for the times that you do need to file a claim. However, to soften the blow to your budget, there are plenty of ways you can reduce your auto insurance premium. READ MORE >>

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Wednesday, November 13, 2019

5 Ways Drivers Can Save Money on Gas

Small cars may get better gas mileage, but that doesn’t mean you can’t save on gas if you own a less efficient vehicle. Paying for gas can take a toll on your wallet, so follow these five tips for cutting down on gas usage and cost. READ MORE >>

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Wednesday, October 23, 2019

Auto Insurance Costs Are Lower at Middle Age

As you get older, many things get a bit worse. Your vision may not be what it was, and you sure are not living the same lifestyle you had in your 20s. Yet, one thing that can improve is the cost of your auto insurance. Many drivers will find that their costs drop a bit from when they are turning 30 through age 50 or so. READ MORE >>

Tuesday, October 15, 2019

Home Insurance During Renovations

The first step when doing renovations in your home: Get in touch with your home insurance provider. Below, we'll run down the basics of what you need to know, but every insurance provider has their own rules regarding renovations, and the only way to avoid an insurance gap is to make sure that you keep them up to date every step of the way. READ MORE >>

Thursday, October 10, 2019

How to Save Money on Car Insurance

It is essential for all drivers to have sufficient car insurance. However, cost is one major obstacle that prevents many drivers from getting the car insurance they need. Fortunately, the cost of premiums can fluctuate depending on several factors. Read this article to learn how you can save money on car insurance without skimping on quality. READ MORE >>

Tuesday, October 8, 2019

What Insurance Does My Business Need

Business insurance is not a one size fits all product. The type of coverage you need depends on many factors, such as what kind of business you have and where you conduct your operations. Overall, companies need general liability and property insurance. If you have people working with you, you also need workers' compensation. READ MORE >>

Thursday, October 3, 2019

How an Auto Insurance Company Decides If Your Vehicle is a Total Loss or No

When you get into an accident that seems relatively minor, you may end up surprised when your insurance company declares your vehicle totaled. Also known as declaring a total loss, this decision relies on different information than you might expect. READ MORE >>

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